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Additionally, does he have his general liability insurance up to date, gather proof of insurance. As a precaution do n't want is to create a subcontractor harmed on job and given GC will not have the proper insurance or proper volume of insurance, the sub sues you for damages. Again it is simple, not properly insured? NO DEAL.
Driving Qualifications. Be prepared for the insurance company to examine the records with the drivers that are using the trucks to look around for previous tickets or wrecks.
The workers compensation policy is designed a roofing company's high-risk workers. Lets say a member of staff slips and falls off your roof while presenting shingles. Maybe he falls off a ladder. The workers Find more info compensation policy would begin working a pay for any medical expenses, time lost, and rehabilitation will set you back. Make sure have got this anyone do n't need an injured employee suing your homeowner's insurance their company was not covered.
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If so, it is time to look a lot more janitorial business organisation. But wait, haven't you been through all these before? Wouldn't you in order to find a janitorial company that you can build a long relationship with, and feel like you are becoming your money's worth at the same time?
It is always smart to speak to a certified insurance agent before purchasing insurance. Make that you recognize and are comfy with your policy in order to sign things. Always read a new policy in it's whole. This will save your business a regarding money in the event on a lawsuit.